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10460 X-Way Road, Laurinburg, NC, 28352

4beds
2baths
1,560sqft
$244,900
$157price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

This well kept home will steal your heart. It sets on 1.6 acres and is country living at its finest while only minutes from Walmart and other shopping. Lots of recent updates new kitchen cabinets with butcher block counter tops, new LVP flooring, recent roof replacement, vinyl windows, vinyl siding, addition of master bath and closet, and a nice 24x30 metal shop/garage. Call today and let us help start the process to make this home yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
3/10
Carver MiddleGrades 6-85.9 mi
2/10
Scotland High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Mud Room,Pantry,Blinds/Shades
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Vinyl
  • Attic: Partially Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 040192 01019
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 1.60 Acres
  • Features: Open Lot
  • Lot size dimensions: 175 x 400

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Scotland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$214$2,568
Property Taxes $232$2,784
Electricity $200$2,405
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28352$88
Scotland County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 28352$98
Scotland County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$279,900
2019-04-15Sold$90,000
2019-03-25Pending sale$94,900
2019-03-09Listed for sale$94,900

For Sale by Agent

AgentRandy C McCall
BrokerageWeichert, Realtors Associated Group

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