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507 9th Street, North Wilkesboro, NC, 28659

4beds
2baths
1,992sqft
$349,900
$176price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bath home located just steps from historic Downtown North Wilkesboro and Main Street. Combining timeless character with thoughtful updates, this home features original hardwood floors, spacious living areas, and an inviting layout great for everyday living and entertaining. The welcoming covered front porch and pergola-covered patio creates an ideal outdoor retreat for relaxing or hosting guests. Inside, you'll find generously sized bedrooms, updated bathrooms, and a blend of classic craftsmanship with modern conveniences. Whether you're entertaining in the formal dining room, relaxing in the spacious living room, or enjoying the outdoor living spaces, this home offers comfort and character throughout. Conveniently located just minutes from everything Downtown North Wilkesboro has to offer.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
Central Wilkes MiddleGrades 6-85.0 mi
4/10
Wilkes Central HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,992

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 1404067

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Asphalt,Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$166$1,992
Property Taxes $233$2,796
Electricity $200$2,405
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$165
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$349,900
2002-07-30Sold$83,500

For Sale by Agent

AgentTrey Faw
BrokerageCarolina Realty ERA Live Moore

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