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208 Monk Ct, North Wilkesboro, NC, 28659

5beds
4baths
4,908sqft
$999,000
$204price/sqft
$6,655/moest. monthly cost
$266,200/yrincome needed

About This Home

Welcome to luxury living in the prestigious Canterbury Estates, where space, style, & comfort come together in this beautifully renovated home offering 5 Bedroom|4 Baths, 2 car garage, over 4,900 sq ft. . Step inside & feel the warmth & grandeur living area centered around an impressive floor to ceiling rock fire place. The newly updated kitchen offers a fresh, elevated feel with beautiful finishes and plenty of space. The main level primary suite is a true private oasis-spacious, relaxing, & designed to feel like your own retreat at the end of the day. His and Her showers & vanities as well as a custom walk-in closet. Head downstairs and the home transforms into an entertainment haven! Enjoy your own movie room, putting green, wet bar, & ensuite bedroom. Outside, unwind on the screened-in porch, fire up the grill on the back deck, & take in the peaceful foothill setting. When summer arrives Canterbury offers a community pool included with the HOA so relax & enjoy the lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Millers Creek ElementaryGrades PK-52.4 mi
3/10
West Wilkes MiddleGrades 6-81.7 mi
5/10
West Wilkes HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Features

  • In-Law Floorplan,Kitchen Island,See Remarks,Separate Shower,Vaulted Ceiling(s),Wet Bar
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,635
  • Finished area above ground: 3,273

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,336
  • Total interior livable area: 4,908 sqft

Property

Details

  • Parcel number: 1507803
  • Zoning: R10
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Exterior features: Remarks

Lot

  • Lot size: 0.71 Acres
  • Features: Cleared,Level,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$475$5,700
Property Taxes $672$8,064
Electricity $457$5,485
Total$6,655$79,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,171/yr
40% on housing$199,650/yr
45% on housing$177,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$163
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$999,000
2021-04-01Sold$400,000
2020-06-10Sold$400,000
2020-05-05Pending sale$399,900
2020-02-27Price change$399,900
2019-06-28Price change$429,900
2018-08-03Price change$449,900
2018-01-17Price change$469,900
2017-06-18Listed for sale$499,900
2009-09-08Listing removed$499,900
2009-06-19Listed for sale$499,900

For Sale by Agent

AgentHolly Richardson
BrokerageNorth Carolina Mountain Investments, LLC

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