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185 Mountain Dale Dr, North Wilkesboro, NC, 28659

4beds
3baths
2,052sqft
$245,000
$119price/sqft
$1,645/moest. monthly cost
$65,800/yrincome needed

About This Home

This home is designed for comfort with space for family and friends. 4 bdr 2.5 bath home all on One Level! Living room and a den with a cozy fireplace. Kitchen has new vinyl plank, kitchen island and plenty of cabinets for storage. Primary bedroom offers expanded room for a parents retreat, home office or hobby area. Ensuite bathroom with double vanity, garden tub and shower. Outside there's plenty of room for gardening, entertaining, and play area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
Mountain View ElementaryGrades PK-54.0 mi
4/10
North Wilkes MiddleGrades 6-86.0 mi
8/10
North Wilkes HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Soaking Tub,Kitchen Island
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes
  • Finished area above ground: 2,052

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,No Fuel
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1604433
  • Zoning: R1
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden

Lot

  • Lot size: 0.54 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$116$1,392
Property Taxes $91$1,092
Electricity $200$2,405
Total$1,645$19,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,400/yr
40% on housing$49,350/yr
45% on housing$43,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$167
Wilkes County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$239,000
2026-07-23Price change$245,000
2026-07-15Price change$250,000
2026-06-27Price change$260,000
2026-06-09Price change$265,000
2026-05-13Listed for sale$277,000
2002-12-20Sold$12,000

For Sale by Agent

AgentBeth Berrong
BrokerageHoward Hanna Allen Tate – Blair Properties

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