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458 Jim Caudill Road, Wilkesboro, NC, 28697

4beds
4baths
3,621sqft
$797,000
$220price/sqft
$5,045/moest. monthly cost
$201,800/yrincome needed

About This Home

Your own secluded oasis awaits! This beautiful Blue Ribbon home sits on just under 5.5 acres and offers the perfect mix of space, comfort, and location—within walking distance to Kerr Scott Lake and 10 minutes to both of the Wilkesboro's. Designed for both everyday living and entertaining, the open-concept kitchen and living area flow effortlessly onto a large back deck overlooking the spacious yard and kids’ playground area. Upstairs, you’ll find 4 bedrooms, 2 full baths, and a versatile bonus room that would be great for an office or playroom. Head downstairs into the fully finished basement, complete with another full bathroom, living area and bar with a kitchenette. With inspections already completed, you can move in with confidence and start enjoying everything this incredible property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Wilkesboro ElementaryGrades PK-55.6 mi
4/10
Central Wilkes MiddleGrades 6-85.3 mi
5/10
Wilkes Central HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Attic
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas,Vented,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 597
  • Finished area above ground: 3,024

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,621
  • Total interior livable area: 3,621 sqft

Property

Details

  • Parcel number: 0301175
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Open
  • Exterior features: Storage

Lot

  • Lot size: 5.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Three or more Spaces
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,030$48,360
Home Insurance *$360$4,320
Property Taxes $318$3,816
Electricity $337$4,047
Total$5,045$60,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,971/yr
40% on housing$151,350/yr
45% on housing$134,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28697$153
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28697$157
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$837,500

For Sale by Agent

AgentAndrea B Reeves
BrokerageRegency On the Lake

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