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547 Austin Traphill Rd, Elkin, NC, 28621

2beds
1baths
981sqft
$219,000
$223price/sqft
$1,515/moest. monthly cost
$60,600/yrincome needed

About This Home

Don’t let the bedroom count fool you, this home lives like a 3-bedroom! A versatile bonus space is currently being used as a 3rd bedroom (not included in heated square footage due to ceiling height), giving you the extra flexibility! Inside, you’ll find an updated kitchen with beautiful tile, LED lighting throughout, and fresh paint that gives the home a bright, move-in ready feel. Enjoy a cozy setting just minutes from downtown, along with a large, flat yard perfect for relaxing, entertaining, or pets. The attached two-car carport adds convenience and extra covered space. More space than you’d think and ready for its next owner, come check it out!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
C B Eller ElementaryGrades PK-51.5 mi
3/10
East Wilkes MiddleGrades 6-82.8 mi
7/10
East Wilkes HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished, Cellar, Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Dead Bolt(s)
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl,Wood
  • Attic: Walk-In
  • Finished area above ground: 981

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 981 sqft

Property

Details

  • Parcel number: 4941476385
  • Zoning: R-20A
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.65 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$122$1,464
Property Taxes $86$1,032
Electricity $200$2,405
Total$1,515$18,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,942/yr
40% on housing$45,450/yr
45% on housing$40,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 28621$210
Wilkes County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28621$158
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$239,000
2007-06-18Sold$85,000

For Sale by Agent

AgentBailey Reynolds
BrokerageKeller Williams Realty Elite

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