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318 Elkin Creek Mill Rd, Elkin, NC, 28621

3beds
3baths
0sqft
$2,350,000
--price/sqft
$14,376/moest. monthly cost
$575,040/yrincome needed

About This Home

One of a kind Winery, Vineyard, Restaurant, Historic Mill, Residence & Cabins nestled in the heart of the Yadkin Valley AVA. Four parcels comprise this 38.1 acre property. The beautiful creek frontage adds to the charm, making it an ideal spot for private event, ceremonies and picnics. The tasting room with fully equipped restaurant was built in 2004. With a lower level fully equipped wine production facility, visitors can enjoy tasting some of the finest wines in the area while taking in stunning views. The harvest barn is perfect for outdoor events with rustic charm across its 2200 square feet space. Located close to downtown Elkin and along the Yadkin Valley Wine Trail, this property offers an excellent opportunity for those seeking a spectacular vineyard property with endless potential for growth and expansion. Offering includes business, property, inventory and FF&E. Logo & name trademarked in 3 classes. National Register of Historic Places listing attached.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
C B Eller ElementaryGrades PK-50.7 mi
3/10
East Wilkes MiddleGrades 6-83.8 mi
7/10
East Wilkes HighGrades 9-124.6 mi

Construction

Type & Style

  • Home type: SingleFamily

Interior

Interior Area

  • Total structure area: 11,408

Property

Details

  • Parcel number: 0603326
  • Zoning: R-20A
  • Special condition: Owner Sale

Features

  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Creek

Lot

  • Features: Cleared,Rolling Slope,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,882$142,584
Home Insurance *$1,313$15,756
Property Taxes $925$11,100
Electricity $256$3,075
Total$14,376$172,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$492,891/yr
40% on housing$431,280/yr
45% on housing$383,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28621$176
Wilkes County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28621$158
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$2,350,000
2025-12-10Price change$2,500,000
2025-02-13Price change$2,790,000
2023-10-12Price change$2,970,000
2023-05-08Listed for sale$3,200,000
1998-05-15Sold$230,000

For Sale by Agent

AgentClaire St. Cyr
BrokerageUnderdown, Ball & Associates, LLC

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