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88 Sunset Drive, Belmont, NH, 03220

6beds
3baths
3,894sqft
$2,000,000
$514price/sqft
$13,830/moest. monthly cost
$553,200/yrincome needed

About This Home

Welcome to the lake life you’ve been dreaming about on beautiful Lake Winnisquam! Perfectly positioned on the shores of NH's third-largest lake, this rare waterfront property offers direct lake access, a 40-foot dock & a permitted mooring making it effortless to spend long summer days boating, swimming & soaking in the stunning natural beauty of the Lakes Region. Offered for the first time in over four decades, this beloved family retreat captures the true spirit of a classic 1984 lake cabin, offering just under 4,000 square feet of inviting living space designed for gathering, relaxing & creating unforgettable memories. The main home features six bedrooms & two bathrooms, with two spacious living rooms that provide plenty of room for entertaining guests or cozy evenings by the fire. The open-concept kitchen & dining area create the perfect hub for lake gatherings, while oversized windows invite in natural light & peaceful water views. One of the home’s most cherished spaces is the massive sun porch, ideal for morning coffee, sunset dinners & rainy-day card games. A three-season porch adds even more space to enjoy the fresh lake breeze. Outside, a rare flat yard at the water’s edge offers the perfect setting for lawn games, family barbecues & effortless access to the lake. Need space for extended family, guests, or rental potential? The separate apartment includes two additional bedrooms, a full bathroom, living room & kitchen, along with a one-car garage and private entrance. Comfort meets classic charm with two working woodstoves that bring warmth & ambiance during crisp fall & winter visits. The location truly can’t be beat! You’ll enjoy the peaceful lakefront setting while being just minutes from restaurants, grocery stores, shopping. Additional highlights include public sewer & a shared well with a recorded maintenance agreement. After more than 40 years of cherished memories this special waterfront property is ready for the next generation of family ownership!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Belmont Middle SchoolGrades 5-84.2 mi
3/10
Belmont High SchoolGrades 9-123.6 mi
6/10
Belmont Elementary SchoolGrades PK-44.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Concrete,Poured Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Fiberglss Batt Insulation,Board and Batten Exterior,T1-11 Exterior,Wood Exterior,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Gambrel
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dryer,Microwave,Electric Range,ENERGY STAR Qualified Refrigerator,Washer,Water Heater off Boiler,Exhaust Fan
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete,Concrete Floor,Crawl Space,Insulated,Sump Pump,Interior Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Kitchen Island,Kitchen/Dining,Kitchen/Family,Kitchen/Living,Living/Dining,Natural Light,Natural Woodwork,Vaulted Ceiling(s),Smart Thermostat
  • Window features: Blinds,Drapes,Screens,Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,1 Fireplace,2 Fireplaces,Wood Stove Hook-up
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,894

Heating & Cooling

  • Heating features: Oil,Baseboard,Electric,2 Stoves,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 5,428
  • Total interior livable area: 3,894 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bathroom,1st Floor Hrd Surfce Flr,1st Floor Low-Pile Carpet,Mailbox Access w/No Steps,Bathroom w/Step-in Shower,Bathroom w/Tub,Hard Surface Flooring,Kitchenette w/5 Ft. Diam,1st Floor Laundry

Details

  • Parcel number: BLMTM107B148L000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered Porch,Enclosed Porch
  • Exterior features: Boat Mooring,Boat Slip/Dock,Private Dock,Shed
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Access,Lake Front,Lakes,Waterfront,Beach Access
  • Waterbody name: Winnisquam Lake
  • Frontage length: Water frontage: 63,Road frontage: 46

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Level,Recreational,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Neighborhood,Near Hospital

Parking

  • Total spaces: 6
  • Parking features: Crushed Stone,Heated Garage,Driveway,Garage,Off Street,On Site,Parking Spaces 6+,Covered,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance $559$6,708
Property Taxes $2,588$31,056
Electricity $570$6,843
Total$13,830$165,960

Income You'd Need if You Spent...

35% on housing$474,171/yr
40% on housing$414,900/yr
45% on housing$368,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 03220$340
Belknap County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 03220$255
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$2,000,000

For Sale by Agent

AgentTracy Jenkins
BrokerageLegacy Group/ Real Broker NH, LLC

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