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74 Needle Eye Road, Meredith, NH, 03253

5beds
4baths
3,204sqft
$2,600,000
$811price/sqft
$16,313/moest. monthly cost
$652,520/yrincome needed

About This Home

MEREDITH: Welcome to 74 Needle Eye Rd. Located on the shores of Lake Winnipesaukee boasting 143' water frontage and nicely situated on a level 1.23 acre lot. This home offers ample privacy as it is set back from the road with a private drive. Built in 1973 this walkout lower level ranch features a total of 5 bedrooms and 4 baths. The main level offers a nice open concept kitchen/dining area leading into a vaulted living room with fireplace and direct access to a lovely year-round sunroom overlooking the back yard and lake. A primary suite with 3/4 bath and two additional bedrooms that share a full bath complete this level. There is a guest/in-law suite with sleeping area, living room, kitchenette and 3/4 bath that creates a great space for additional guests. Two more bedrooms, a laundry room with 1/2 bath and access to the 2-car attached garage complete this space. There are two large sheds on the property ideal for storing lawn equipment and all the lake toys! You will enjoy easy access to the waterfront via crossing over the Winnipesaukee Scenic Railroad tracks to your private dock with power and water. Soak in sunrises and incredible views of Meredith Bay and the surrounding mountains. You will love this location as it offers great accessibility to all things Lakes Region by car and by boat.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Sandwich Central SchoolGrades K-612.4 mi
--
Inter-Lakes Middle TierGrades 5-82.7 mi
6/10
Inter-Lakes High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
  • Laundry features: Laundry Hook-ups

Basement

  • Has basement: Yes
  • Basement: Finished,Walkout,Interior Access,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,In-Law/ADU,In-Law Suite,Kitchen Island,Kitchen/Dining,Primary BR w/ BA,Natural Light,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,2 Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,204

Heating & Cooling

  • Heating features: Hot Water,Mini Split
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 3,204
  • Total interior livable area: 3,204 sqft

Property

Details

  • Parcel number: MEREM00S19B00021
  • Zoning description: S

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed Porch,Heated Porch
  • Exterior features: Boat Slip/Dock,Dock,Deck,Garden,Natural Shade,Private Dock,Shed,Storage
  • Has view: Yes
  • View description: Water,Mountain(s)
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Lake Winnipesaukee
  • Frontage length: Water frontage: 143,Road frontage: 135

Lot

  • Lot size: 1.23 Acres
  • Features: Level,Views,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Neighborhood,Near Railroad,Near Hospital,Near School(s)

Parking

  • Total spaces: 2
  • Parking features: Paved,Auto Open,Direct Entry,Heated Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance $486$5,832
Property Taxes $2,211$26,532
Electricity $469$5,630
Total$16,313$195,756

Income You'd Need if You Spent...

35% on housing$559,302/yr
40% on housing$489,390/yr
45% on housing$435,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$811This listing

vs Other Active Listings

Avg $/sqft

ZIP 03253$580
Belknap County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 03253$341
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$2,600,000
1998-12-09Sold$315,000

For Sale by Agent

AgentMark Nash
BrokerageMeredith Landing Real Estate LLC

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