45 Westview Drive, Belmont, NH, 03220
About This Home
Investor opportunity with immediate income or occupancy and long-term development potential. This rare 11+ acre Lake Winnisquam property includes a move-in ready two-bedroom home, allowing for immediate use while exploring future residential or commercial development options. Set on a private hillside with unobstructed lake views, the property was once home to the historic Terrace Hotel of the early 1900s and now offers a blank canvas for redevelopment, expansion, or a signature project. Conveniently located just minutes from I-93 in Tilton, this offering combines strong location fundamentals, scenic value, and flexible use potential—ideal for a private estate, boutique hospitality concept, or destination venue. Referenced acreage includes an abutting parcel on US Route 3; property taxes reflect both parcels. A compelling opportunity to secure lake-view acreage with both present-day utility and future upside.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Poured Concrete
- Roof: Asphalt Shingle
- Construction materials: Wood Frame,Brick Exterior,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Ranch
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Hearth
- Flooring: Carpet,Vinyl
- Finished area below ground: 500
- Finished area above ground: 1,270
Heating & Cooling
- Heating features: Oil,Hot Water
- Cooling features: None
Interior Area
- Total structure area: 2,278
- Total interior livable area: 1,770 sqft
Property
Details
- Parcel number: BLMTM201B025L000
- Zoning description: RUR/C
Features
- Levels: Two
- Stories: 2
- Exterior features: Shed
- Has view: Yes
- View description: Water,Lake,Mountain(s)
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Beach Access,Lake Access,Lakes
- Waterbody name: Winnisquam Lake
- Frontage length: Road frontage: 650
Lot
- Lot size: 11.90 Acres
- Features: Country Setting,Major Road Frontage,Open Lot,Sloped,Trail/Near Trail,Views,Near Golf Course,Near Shopping,Near Skiing,Near Hospital,Near School(s)
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,636 | $151,632 |
| Home Insurance | $698 | $8,376 |
| Property Taxes | $3,234 | $38,808 |
| Electricity | $283 | $3,398 |
| Total | $16,851 | $202,212 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Listed for sale | $2,499,000 |
| 2021-09-24 | Sold | $309,950 |
| 2021-08-18 | Contingent | $299,950 |
| 2021-08-07 | Listed for sale | $299,950 |
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