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77 Highland Street, Laconia, NH, 03246

4beds
2baths
1,905sqft
$395,000
$207price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Welcome to this spacious 4 bedroom, 2 bath home offering almost 2,000 square feet of comfortable living space in a convenient location. Situated on a 0.20-acre lot, this home offers a flexible floor plan with a first-floor bedroom that could easily serve as a primary bedroom, while the oversized bedroom upstairs provides another excellent option for a primary bedroom as well as two other bedrooms upstairs. The inviting front porch is the perfect place to relax, while the fenced outdoor area offers space for gardening, entertaining, or simply enjoying the outdoors. A one car garage and a large unfinished basement provide plenty of room for storage, hobbies, or future possibilities. Conveniently located directly across from the hospital, this home is just minutes from downtown Laconia, Lake Opechee, shopping, restaurants, and local amenities, and only about 10 minutes from both Lake Winnisquam and Lake Winnipesaukee, making it easy to enjoy everything the Lakes Region has to offer. Whether you're looking for room to grow or simply a home with plenty of space in a prime location, this property is ready for its next chapter.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Laconia Middle SchoolGrades 6-80.9 mi
2/10
Laconia High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,905

Heating & Cooling

  • Heating features: Oil,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,065
  • Total interior livable area: 1,905 sqft

Property

Details

  • Parcel number: LACOM431B105L73
  • Zoning description: RS

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch
  • Fencing: Full
  • Frontage length: Road frontage: 199

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Paved,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $130$1,560
Property Taxes $439$5,268
Electricity $283$3,398
Total$2,849$34,188

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$258
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$395,000
2026-06-30Listed for sale$420,000
2021-09-30Sold$300,000
2004-09-13Sold$167,000

For Sale by Agent

AgentCyndal Vansteensburg
BrokerageREAL Broker NH, LLC

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