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244 Pine Street, Laconia, NH, 03246

4beds
3baths
2,134sqft
$395,000
$185price/sqft
$2,878/moest. monthly cost
$115,120/yrincome needed

About This Home

Tucked away in the quiet neighborhood of Pine Street Extension, this lovingly maintained home is being offered for the first time and has had just one owner since it was built. Inside you’ll find comfortable living spaces along with a finished lower level featuring an additional bedroom and bathroom: perfect for guests, extended family, or a home office. A wood stove efficiently heats the entire home, creating a warm and inviting atmosphere, while mini-split systems provide year-round comfort. Step outside to your own private backyard sanctuary. This outdoor oasis features raised garden boxes, a fire pit, and mature blueberry bushes, making it the perfect place to relax, entertain, or enjoy gardening. Additional features include a detached workshop, offering excellent space for hobbies, storage, or projects.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Laconia Middle SchoolGrades 6-81.2 mi
2/10
Laconia High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Concrete Exterior,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range Hood,Microwave,Refrigerator,Washer,Electric Stove,Electric Water Heater
  • Laundry features: Laundry Hook-ups,In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Central Vacuum,Ceiling Fan(s),Dining Area,Primary BR w/ BA,Natural Light,Indoor Storage,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 718
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Kerosene,Electric,Monitor Type,Wood Stove
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 2,832
  • Total interior livable area: 2,134 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,Bathroom w/Tub,Paved Parking

Details

  • Parcel number: LACOM447B184L10
  • Zoning description: RS

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed Porch,Heated Porch
  • Exterior features: Deck,Shed,Storage
  • Fencing: Dog Fence
  • Frontage length: Road frontage: 88

Lot

  • Lot size: 0.37 Acres
  • Features: Sidewalks,Street Lights,In Town,Neighborhood,Near Hospital,Near School(s)

Parking

  • Total spaces: 5
  • Parking features: Paved,Parking Spaces 5,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $130$1,560
Property Taxes $439$5,268
Electricity $312$3,750
Total$2,878$34,536

Income You'd Need if You Spent...

35% on housing$98,674/yr
40% on housing$86,340/yr
45% on housing$76,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$259
Belknap County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$395,000

For Sale by Agent

AgentKatie M Chase
BrokerageLegacy Group/ Real Broker NH, LLC

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