104 Bailey Road, Effingham, NH, 03882
About This Home
This waterfront home offers 100 feet of owned shoreline, a private dock, and wide-open views stretching straight to the mountains. Set on a manageable .26-acre lot, it offers the relaxed, timeless feel of classic year-round lake living. From the moment you arrive, the property feels ready for lake days. The flat, open lot is perfect for setting up an evening by the water, afternoon games, or getting ready for a slow cruise around the lake. When you head indoors, the living room opens into the combined kitchen and dining area, keeping the easy flow of the day going. You’ll find the bedroom just off the kitchen. A short hall leads to a practical ¾ bath with everything you need, and beyond that, a surprisingly spacious family room. A slider opens to the lake side of the property, with open water and mountain views that make this spot a true highlight of the home. Toward the back of the lot, a finished bunkhouse creates an effortless landing spot for summer visitors, with electricity, handy countertop and cabinet space, a mini-fridge, and enough room to relax after a day on the water. Your shoreline and dock make it simple to enjoy the lake from morning to evening, whether you start the day by the water, spend a little time on the sandy edge, or head over to nearby Province Lake Golf, local dining, or the shops and restaurants of North Conway. A Rinnai heater provides warmth, and the location offers an easy blend of lake living and everyday convenience. Quick access to Routes 153 and 16.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Pillar/Post/Pier,Skirted
- Roof: Architectural Shingle
- Construction materials: Fiberglss Batt Insulation,Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Mini Fridge,Electric Range,Refrigerator,Electric Stove,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Kitchen/Dining
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 714
Heating & Cooling
- Heating features: Propane,Vented Gas Heater,Wall Units
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 714
- Total interior livable area: 714 sqft
Property
Accessibility
- Accessibility features: 1st Floor Bedroom,1st Floor Full Bathroom
Details
- Parcel number: EFFIM00102B000009L000000
- Zoning description: Province Lake District
- Other equipment: TV Antenna
- Exclusions: A few personal items to include the Lobster Trap Coffee table and the kitchen table and chairs.
Features
- Levels: One
- Stories: 1
- Exterior features: Boat Slip/Dock,Shed
- Has view: Yes
- View description: Water,Mountain(s)
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access
- Waterbody name: Province Lake
- Frontage length: Water frontage: 102,Road frontage: 100
Lot
- Lot size: 0.26 Acres
- Features: Country Setting,Landscaped,Level,Views
Parking
- Parking features: Dirt,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance | $125 | $1,500 |
| Property Taxes | $361 | $4,332 |
| Electricity | $283 | $3,398 |
| Total | $3,292 | $39,504 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $485,000 |
| 2026-05-16 | Listed for sale | $499,000 |
| 2025-10-25 | Listing removed | $549,000 |
| 2025-09-10 | Price change | $549,000 |
| 2025-07-23 | Price change | $599,000 |
| 2025-07-12 | Price change | $645,000 |
| 2025-06-09 | Price change | $695,000 |
| 2025-05-15 | Listed for sale | $795,000 |
| 2011-05-01 | Listing removed | $225,000 |
| 2011-04-29 | Listed for sale | $225,000 |
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