38 Lake Shore Drive #10, Moultonboro, NH, 03254
About This Home
Set on the shores of Lake Winnipesaukee in low-tax Moultonborough, Unit 10 at Harborside Cottages offers a rare lakefront opportunity shared with only three other residences. South-facing views across Center Harbor Bay toward Gunstock Mountain, this property is just a short walk from the shops, restaurants, and amenities of downtown. The community has been beautifully upgraded with features such as a walk-in beach, a fire pit patio, manicured lawns, and a dedicated end-position 30-foot boat slip. Thoughtfully updated inside and out, the home showcases new real stone accents, a striking multi-story chimney, and a spacious composite deck with lake views. Inside, the main level offers hardwood oak floors, new carpeting, updated appliances, and refined finishes throughout. The walkout lake level has been transformed into a flexible space ideal for entertaining or hosting guests, with a second kitchen, bath, washer/dryer, and ample room for extra sleeping quarters. Upstairs, a private guest suite includes its own living, dining & kitchen area, bedroom, and full bath. An oversized 1.5-car attached garage adds convenience and storage. Blending timeless lake charm with modern comforts, this thoughtfully renovated home delivers an exceptional opportunity to enjoy the best of Winnipesaukee living in a premier waterfront setting. Blending timeless lake charm with modern comforts, this beautifully reimagined home offers an exceptional opportunity to enjoy the very best of Winnipesaukee.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Concrete
- Roof: Asphalt Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Climate Controlled,Concrete Floor,Full,Walkout,Exterior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Dining Area,In-Law Suite,Living/Dining
- Window features: Blinds
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace
- Fireplace: Yes
- Finished area below ground: 1,008
- Finished area above ground: 1,956
Heating & Cooling
- Heating features: Mini Split
- Cooling features: None,Mini Split
Interior Area
- Total structure area: 2,964
- Total interior livable area: 2,964 sqft
Property
Details
- Parcel number: MOULM169L056U001010
- Zoning description: RES
Features
- Levels: 1.75
- Stories: 1
- Exterior features: Boat Slip/Dock,Balcony,Deck,Boat Slip
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Beach Access,Lake Front,Lakes,Waterfront
- Waterbody name: Lake Winnipesaukee
- Frontage length: Road frontage: 85
Lot
- Lot size: 0.41 Acres
- Features: Condo Development,Landscaped,In Town,Neighborhood
Parking
- Total spaces: 1
- Parking features: Shared Driveway,Paved,Auto Open,Finished,Assigned,Driveway,Garage,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance | $614 | $7,368 |
| Property Taxes | $782 | $9,384 |
| Electricity | $434 | $5,208 |
| Total | $10,678 | $128,136 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $1,895,000 |
| 2026-01-01 | Listing removed | $1,895,000 |
| 2025-09-09 | Listed for sale | $1,895,000 |
| 2023-12-03 | Listing removed | -- |
| 2023-11-09 | Listed for sale | $1,375,000 |
| 2023-10-01 | Listing removed | -- |
| 2023-08-07 | Listed for sale | $1,275,000 |
| 2022-10-01 | Listing removed | -- |
| 2022-07-21 | Listed for sale | $1,275,000 |
| 1996-03-18 | Sold | $175,000 |
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