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110 Elm Street, Ossipee, NH, 03864

1beds
1baths
1,320sqft
$189,900
$144price/sqft
$1,461/moest. monthly cost
$58,440/yrincome needed

About This Home

This property is eligible under the Freddie Mac First Look Initiative through 07/10/2026 Situated on a 3.1 acre wooded lot, this ranch has so many opportunities. Currently set up as a 1 bedroom, 1 bathroom home, the home offers a open kitchen, living, and dining area. There is direct entry into the house from the attached garage portion. Past renovations have made the garage so cars can no longer park inside. Duncan Lake town beach is minutes away, trails on the property(do need to be recleared) or across the street on the 45 acres of protected forest land. Local grocey, feed, dollar, and drug store are about 2 miles away, and stop for an ice cream on the way home! This home is sold as is, as seen.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Ossipee Central SchoolGrades PK-63.3 mi
7/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: OSSIM00116L034000S000000
  • Zoning description: Rur El

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3.10 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Ice Storm
Lightning

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $53$636
Property Taxes $165$1,980
Electricity $283$3,398
Total$1,461$17,532

Income You'd Need if You Spent...

35% on housing$50,091/yr
40% on housing$43,830/yr
45% on housing$38,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 03864$214
Carroll County$330

vs Homes Sold Last Month

Median $/sqft

ZIP 03864
Carroll County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$189,900
2026-01-30Sold$205,510
2025-11-14Listed for sale--
2024-10-25Sold$215,000
2024-09-23Price change$229,000
2024-08-24Listed for sale$255,000

For Sale by Agent

AgentWilliam Somerset
BrokerageSomerset Group Real Estate

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