90 Champion Hill Road, Effingham, NH, 03882
About This Home
Escape to the peace and privacy of 90 Champion Hill Road in Effingham, where this charming 4-bedroom, 2-bath home is nestled on 5.97 wooded acres. Surrounded by nature and set well back from the road, this property offers the perfect opportunity to enjoy a quieter way of life with plenty of room to roam, relax, and explore. Inside, the home features a warm and inviting layout with comfortable living spaces designed for everyday living and gathering with family and friends. The classic design of this home offers timeless New England character while providing ample room for a variety of lifestyles. Outside, you'll find nearly six acres of private land to make your own. Whether you envision gardens, walking trails, outdoor entertaining, recreational activities, or simply enjoying the sights and sounds of nature, this property offers endless possibilities. Located in the heart of Effingham, you'll appreciate the peaceful rural setting while remaining within easy reach of nearby lakes, mountains, and year-round outdoor recreation. Whether you're searching for a full-time residence or a private New Hampshire retreat, this property offers the space, privacy, and setting you've been looking for. (Also for sale is 82 Champion hill with a large garage/workshop and 2bedroom apartment above along with 14+ acres!) NO GOING ON PROPERTY WITHOUT AN AGENT. CAMERAS ON SITE AND OWNERS WILL NOTIFY THE POLICE.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Poured Concrete
- Roof: Asphalt Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Saltbox
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range Hood,Gas Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Concrete,Full,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Dining Area,Kitchen/Dining,Living/Dining,Natural Woodwork
- Flooring: Laminate,Softwood
- Number of fireplaces: 2
- Fireplace features: 2 Fireplaces
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,558
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 4,096
- Total interior livable area: 2,558 sqft
Property
Details
- Parcel number: EFFIM00413B000205L000000
- Zoning description: RA RU
- Other equipment: Standby Generator
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
- Exterior features: Deck
- Has view: Yes
- View description: Mountain(s)
- Frontage length: Road frontage: 432
Lot
- Lot size: 5.97 Acres
- Features: Country Setting,Recreational,Views,Wooded,Mountain
Parking
- Parking features: Dirt,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Hampshire Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,648 | $19,776 |
| Home Insurance | $81 | $972 |
| Property Taxes | $236 | $2,832 |
| Electricity | $374 | $4,495 |
| Total | $2,339 | $28,068 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $325,997 |
| 2021-03-04 | Sold | $313,000 |
| 2021-02-18 | Pending sale | $309,900 |
| 2021-01-24 | Listed for sale | $309,900 |
| 2019-10-10 | Listing removed | $260,000 |
| 2019-07-20 | Listed for sale | $260,000 |
| 2019-06-26 | Sold | $142,999 |
| 2019-05-07 | Price change | $209,972 |
| 2019-05-06 | Price change | $223,209 |
| 2019-05-02 | Price change | $214,460 |
| 2019-04-09 | Listed for sale | -- |
For Sale by Agent
View on Zillow