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3 Oak Court, Northwood, NH, 03261

1beds
1baths
437sqft
$239,000
$547price/sqft
$1,839/moest. monthly cost
$73,560/yrincome needed

About This Home

Cozy seasonal Northwood retreat near the Harvey Lake boat launch. Set on a double corner lot, this low maintenance camp offers private water and sewer and an easy, relaxed setting to unplug. Enjoy the convenience of walking to the launch for days on the water without paying waterfront taxes. Inside, a comfortable one-bedroom layout provides just right living space, with flexible options for additional sleeping when guests join you. A separate outbuilding adds practical comfort with laundry, a shower, and bathroom facilities ideal for effortless weekends or longer stays. A woodstove brings warmth and classic cabin character for shoulder season enjoyment. Harvey Lake is a 116 acre hidden gem great for freshwater fishing, quiet paddles, and leisurely pontoon cruises. With simple access to the water, mornings can start with a cast and evenings with a stroll. This is a smart alternative to high tax waterfront ownership: corner setting, an extra lot for elbow room, and ready to enjoy convenience without the premium. Located in the heart of Northwood, you’re close to additional area lakes and excellent antiquing along Route 4. Bring your ideas and start making lake area memories. Buyer to verify all measurements and permitted uses. The acreage includes both lots.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pillar/Post/Pier,Concrete Slab
  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Stove

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Kitchen/Living,Natural Woodwork
  • Window features: Blinds
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 437

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 437
  • Total interior livable area: 437 sqft

Property

Details

  • Parcel number: NWOOM00122L000099S000000
  • Zoning description: GENERA

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Boat Launch,Building,Natural Shade,Shed
  • Waterbody name: Harvey Lake
  • Frontage length: Road frontage: 210

Lot

  • Lot size: 0.56 Acres
  • Features: Corner Lot,Level,Wooded,Neighborhood

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $69$828
Property Taxes $279$3,348
Electricity $283$3,398
Total$1,839$22,068

Income You'd Need if You Spent...

35% on housing$63,051/yr
40% on housing$55,170/yr
45% on housing$49,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 03261$241
Rockingham County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 03261$294
Rockingham County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$239,000
2026-06-20Listed for sale$252,400

For Sale by Agent

AgentTerry Riel
BrokerageCentury 21 Circa 72 Inc.

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