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3 Spruce Cove Road, Northwood, NH, 03261

2beds
2baths
1,176sqft
$419,900
$357price/sqft
$3,018/moest. monthly cost
$120,720/yrincome needed

About This Home

Imagine the possibilities! This exceptional 3-acre property in Northwood offers a singular chance to create your ideal lifestyle. Featuring two independent dwelling units, the stage is set for multi-family harmony, lucrative rentals, or a personal retreat with guest accommodations. With lagoon frontage on Northwood Lake, you'll have a front-row seat to nature's beauty. Secluded on a private road, peace abounds, yet the property's prime location offers effortless connections to all major routes. Offered "as is," this is more than just a home; it's an invitation to unleash your creativity and realize the full potential of a truly special lakeside haven.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Basement Stairs,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 252
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: NWOOM00107L000014S000000
  • Zoning description: GENERA

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Pond Frontage
  • Waterbody name: Northwood Lake
  • Frontage length: Road frontage: 500

Lot

  • Lot size: 3 Acres
  • Features: Open Lot,Wooded,Near Snowmobile Trails

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $122$1,464
Property Taxes $490$5,880
Electricity $283$3,398
Total$3,018$36,216

Income You'd Need if You Spent...

35% on housing$103,474/yr
40% on housing$90,540/yr
45% on housing$80,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 03261$234
Rockingham County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 03261$294
Rockingham County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$439,900
2026-03-09Listed for sale$449,900
2025-12-01Listing removed$449,900
2025-09-02Price change$449,900
2025-07-28Price change$460,000
2025-07-14Listed for sale$475,000
2017-09-15Sold$206,000
2017-08-01Pending sale$214,000
2017-07-21Listed for sale$214,000
2017-07-01Pending sale$214,000
2017-06-08Listed for sale$214,000
2013-07-31Sold$150,000
2013-06-28Listed for sale$160,000
2012-12-26Listing removed$174,900
2012-07-27Listed for sale$174,900

For Sale by Agent

AgentLynn Sweet
BrokerageREMAX Home Sweet Home

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