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42 Mill Road, Derry, NH, 03038

3beds
3baths
2,110sqft
$559,900
$265price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

OFFER DEADLINE: TUESDAY, AUGUST 4TH @ 7PM! Nestled on 4.66 peaceful acres, this charming 3-4bed, 2-bath gambrel blends classic New England character with the serenity of true country living. Set on a level lot with a perfect balance of sun and natural shade, the grounds are a gardener’s dream complete with mature vegetable gardens poised to deliver a bountiful harvest this season. Outdoor living shines here: an outdoor shower for the avid gardener, a screened-in porch perfect for quiet mornings, and an open covered porch ideal for summer evenings and effortless relaxation. Inside, the home offers warm, comfortable living spaces, including a generously sized primary bedroom with its own private balcony overlooking the tranquil landscape, a peaceful retreat to start and end each day. The partially finished basement with a pellet stove adds cozy versatility, while the mini-split system provides efficient cooling in the warmer months and supplemental heat in the winter. The property also features a storage shed, a chicken coop, and plenty of open space to expand your homestead vision. Whether you’re cultivating gardens, raising hens, or simply soaking in the quiet beauty of the land, this property delivers a lifestyle rooted in nature and comfort. A rare opportunity to own acreage, privacy, and charm all wrapped into one inviting New England retreat.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Derry Village SchoolGrades K-52.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Gambrel
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator
  • Laundry features: Laundry Hook-ups,In Basement

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Full,Partially Finished,Interior Stairs,Walkout,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen/Living
  • Flooring: Carpet,Hardwood,Vinyl Plank
  • Finished area below ground: 436
  • Finished area above ground: 1,674

Heating & Cooling

  • Heating features: Electric,Mini Split
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 2,510
  • Total interior livable area: 2,110 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,1st Floor Bedroom,1st Floor Hrd Surfce Flr,Bathroom w/Tub,Paved Parking

Details

  • Parcel number: DERYM3B139L10
  • Zoning description: LDR

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch
  • Exterior features: Garden,Shed,Poultry Coop
  • On waterfront: Yes
  • Waterbody name: _Unnamed

Lot

  • Lot size: 4.66 Acres
  • Features: Country Setting,Level,Walking Trails

Parking

  • Parking features: Paved,Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance $139$1,668
Property Taxes $855$10,260
Electricity $309$3,708
Total$4,134$49,608

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 03038$268
Rockingham County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 03038$310
Rockingham County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$559,900
2026-08-01Listed for sale$559,900
2017-05-19Sold$260,000

For Sale by Agent

AgentHollie Strandson
BrokerageFive North Realty Group, Inc.

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