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123 7th St, West Des Moines, IA, 50265

3beds
1baths
1,365sqft
$184,000
$135price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Storybook charm meets an unbeatable location in Historic Valley Junction! Don’t miss this rare opportunity to own a classic West Des Moines bungalow, situated just two blocks from the vibrant main strip of local shops, eateries, and weekly farmers markets. This 1.5-story home offers 3 bedrooms, 1 bathroom, and 1,365 sq ft of living space, plus a full basement ready for storage or future finishes. The bright main floor features a highly desired open-concept living and kitchen area. Character shines throughout, from the cozy 3-season porch to the front and back decks perfect for outdoor enjoyment. Consider this home your ultimate blank canvas. It is move-in ready today, yet stands as the perfect framework for a custom remodel. Investors and buyers will love the detached garage, which qualifies for an Accessory Dwelling Unit (ADU) conversion—giving you the unique potential to build a secondary living space for rental income, guests, or a home office. Key Features Include: Perfect Location: 2 blocks to Valley Junction dining and shopping. Modern Layout: Open-concept kitchen and living area. ADU Potential: 2-car detached garage qualifies for ADU conversion. Outdoor Living: Front/back decks and fully fenced backyard. Bonus Spaces: 3-season porch and full basement. Presented completely as-is, there is plenty of room left in your budget to make this space your own. PRICED TO MOVE! Schedule your tour today before this opportunity is gone!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
6/10
6/10
Valley SouthwoodsGrades 92.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Property

Details

  • Parcel number: 32004286000000
  • Zoning: R

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 7,230 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 145

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $930$11,160
Home Insurance *$108$1,296
Property Taxes $231$2,772
Electricity $121$1,452
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 50265$210
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50265$209
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$184,000
2026-08-03Pending sale$184,000
2026-06-17Listed for sale$184,000
2023-11-27Sold$150,000
2016-11-23Sold$78,000
2016-10-26Listed for sale$85,000

For Sale by Agent

AgentRyan Nash
BrokerageKeller Williams Realty GDM

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