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120 North Shore Road, Derry, NH, 03038

4beds
2baths
2,895sqft
$895,000
$309price/sqft
$6,538/moest. monthly cost
$261,520/yrincome needed

About This Home

Warmth. Wood. Workmanship and Wrapped in Nature. Set back nearly 400 feet from the road, this custom-built, single-owner post & beam retreat is privately nestled on 3.5 wooded acres. Showcasing the timeless craftsmanship admired in timber frame homes, handcrafted hammer-beam framing, soaring vaulted dining and gathering rooms, a dramatic stone fireplace, and a welcoming farmer's porch create a home rich in architectural character and warmth. Designed for both entertaining and everyday living, the spacious eat-in kitchen features granite countertops, a center island, and a sun-filled breakfast area. The desirable first-floor primary suite offers the ease of single-level living, while the second floor includes three additional bedrooms and a full bath. Step outside to an expansive deck overlooking the above-ground pool, wood-fired pizza oven, and private trails - your own backyard retreat for gathering, relaxing, or exploring. Recent improvements include a 2014 metal roof, 2024 heating system, and 2025 A/C condenser, offering peace of mind for years to come. A rare opportunity to own a thoughtfully crafted home that blends timeless design, modern updates, and the serenity of nature - all just minutes from shopping, dining, commuter routes, and the highly regarded Pinkerton Academy. Experience this one-of-a-kind post & beam home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Post and Beam

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Stove

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Full,Storage Space,Unfinished,Interior Access,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary BR w/ BA,Natural Woodwork,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,895

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,263
  • Total interior livable area: 2,895 sqft

Property

Details

  • Parcel number: DERYM7B95L2
  • Zoning description: LDR Single family
  • Other equipment: Sprinkler System
  • Exclusions: wal mounted coat hook in foyer and primary bath

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered Porch
  • Exterior features: Deck
  • Fencing: Invisible Pet Fence
  • Frontage length: Road frontage: 157

Lot

  • Lot size: 3.50 Acres
  • Features: Country Setting,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance $223$2,676
Property Taxes $1,367$16,404
Electricity $423$5,087
Total$6,538$78,456

Income You'd Need if You Spent...

35% on housing$224,160/yr
40% on housing$196,140/yr
45% on housing$174,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 03038$266
Rockingham County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 03038$310
Rockingham County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$875,000
2026-07-24Listed for sale$895,000
2000-02-15Sold$57,400

For Sale by Agent

AgentCatherine Zerba
BrokerageKeller Williams Gateway Realty/Salem

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