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27 Saint James Avenue, Milton, NH, 03851

2beds
3baths
2,568sqft
$699,900
$273price/sqft
$4,910/moest. monthly cost
$196,400/yrincome needed

About This Home

Beautifully maintained custom home with water access to Milton Three Ponds — move-in ready with nothing left to do! This spacious home features gleaming hardwood floors, central air, tile flooring, and brand-new carpeting throughout. Freshly painted and ready for its next owner. The primary bedroom is fully accessible, and a handsome composite wheelchair ramp leads from the paved driveway right to the front entrance. Inside, you’ll find bright, open living spaces, a large kitchen with abundant cabinetry, and first-floor laundry for added convenience. Upstairs, there’s a generous second bedroom with its own private bath and a beautiful office area — perfect for remote work or quiet reading. Plus, the basement has a wonderful family room for entertaining. The oversized two-car garage includes a full attic with easy stair access, offering plenty of storage. The property also features two paved driveways, combining functionality with curb appeal. This home seamlessly blends accessibility, comfort, and thoughtful design with water access only 150 feet down the road! Easy to see anytime, just use showing time!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Milton Elementary SchoolGrades PK-51.8 mi
4/10
Nute Junior High SchoolGrades 6-81.9 mi
1/10
Nute High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete,Poured Concrete
  • Roof: Architectural Shingle
  • Construction materials: Aluminum,Wood Frame,Other Exterior,Vinyl Exterior,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Electric Range,Refrigerator,Washer,Domestic Water Heater,Separate Water Heater
  • Laundry features: Laundry Hook-ups,1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete,Concrete Floor,Partially Finished,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Kitchen/Living,Primary BR w/ BA,Natural Light,Vaulted Ceiling(s),Walk-In Closet(s),Common Heating/Cooling
  • Window features: Blinds,Screens,Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 2,168

Heating & Cooling

  • Heating features: Propane,Air to Air Heat Exchanger,Direct Vent,Hot Water,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,504
  • Total interior livable area: 2,568 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,1st Floor 3/4 Bathroom,Access to Common Areas,Laundry Access w/No Steps,Access to Restroom(s),Accessibility Features,Bathroom w/Step-in Shower,Handicap Modified,Hard Surface Flooring,Kitchen w/5 Ft. Diameter,No Stairs from Parking,Paved Parking,Zero-Step Entry Ramp,1st Floor Laundry

Details

  • Parcel number: MLTNM00033B000154L000000
  • Zoning description: LOW DE

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Deck,Garden,Shed,Storage
  • Waterfront features: Beach Access,Lake Access,Pond Frontage
  • Waterbody name: Milton Three Ponds
  • Frontage length: Road frontage: 96

Lot

  • Lot size: 10,454 sqft
  • Features: Country Setting,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,Auto Open,Finished,Storage Above,Driveway,Garage,On Site,Parking Spaces 11 - 20,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $206$2,472
Property Taxes $789$9,468
Electricity $376$4,512
Total$4,910$58,920

Income You'd Need if You Spent...

35% on housing$168,342/yr
40% on housing$147,300/yr
45% on housing$130,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 03851$199
Strafford County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 03851$264
Strafford County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$795,000
2017-05-31Sold$229,900
2017-05-08Listed for sale$229,900

For Sale by Agent

AgentFred Bussiere
BrokerageRE/MAX Shoreline

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