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103 Church St, Audubon, IA, 50025

3beds
2baths
1,572sqft
$350,000
$223price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

Here is your opportunity to LIVE LARGE in Audubon, IA. This lot is being sold with a two home package options and the opportunity to work with Benton Construction out of Polk City, IA (originally from Audubon, IA). This will be considered a "spec home" so customizations will be limited without affecting the price of the package. For 3 bedroom, 2 full bathroom, 2 car attached garage, ranch style home package (with the option of a finished basement to give you 2 extra bedrooms and 1 extra full bathroom) you will be looking at $450,000. We have a smaller home package to offer on this same lot for $350,000. This will be a 1 bedroom, 1.5 bathroom, 2 car attached garage ranch-style home, with the option of finishing the basement to give you 3 more bedrooms, a full bathroom and a family room. House plans and/or a meeting with the builder cannot be scheduled without an approval letter from your lender for, at least, the base price of the package you choose.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Audubon Elementary SchoolGrades PK-40.4 mi
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,572 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050521310233

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind
Winter Weather
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$1,636$19,632
Property Taxes $578$6,936
Electricity $121$1,452
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 17.2%
17.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 50025$734
Audubon County$491

vs Homes Sold Last Month

Median $/sqft

ZIP 50025
Audubon County$46

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-07-18Listed for sale$350,000
2005-08-10Sold$7,500

For Sale by Agent

AgentMolly Christensen
BrokerageAudubon Real Estate

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