520 SE 2nd St, Ogden, IA, 50212
About This Home
This well taken care of home has seen updates like new windows, doors, roof, kitchen, flooring and main bathroom. This home is sitting on a lot and a half with beautiful trees, healthy grass and pretty flowers. The oversized 2 car attached garage allows for a working area with benches and add storage. There is a nonconforming bedroom in the basement with an escape window in the connecting room. Laundry is located handily on the main floor. More info on pics.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Block,Tile
- Construction materials: Fiber Cement Board,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedroom
- Level: Main
- Area: 154
- Dimensions: 11.00 x 14.00
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 11.00 x 13.00
Bedroom3
- Level: Basement
- Area: 135
- Dimensions: 13.50 x 10.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Den
- Level: Basement
- Area: 162.5
- Dimensions: 13.00 x 12.50
Family Room
- Level: Basement
- Area: 283.5
- Dimensions: 21.00 x 13.50
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Luxury Vinyl,Vinyl,Carpet
- Finished area below ground: 627
- Finished area above ground: 1,008
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Living Room
- Level: Main
- Area: 236.25
- Dimensions: 17.50 x 13.50
Property
Details
- Parcel number: 088327052087064
- Zoning: Residential
- Special condition: Standard
Features
- Patio & porch: Patio
Lot
- Lot size: 0.29 Acres
- Features: Level
- Lot size dimensions: 90.00 x 142.00
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $224 | $2,688 |
| Electricity | $121 | $1,452 |
| Total | $1,719 | $20,628 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $229,000 |
| 2026-07-07 | Price change | $239,000 |
| 2026-06-18 | Price change | $243,500 |
| 2026-06-03 | Listed for sale | $248,500 |
| 2012-04-04 | Sold | $250,000 |
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