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928 Union St, Boone, IA, 50036

3beds
2baths
2,016sqft
$264,900
$131price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Welcome to 928 Union Street in Boone! This charming two-story home on a spacious corner lot offers over 2,000 sq. ft. of living space. The recently remodeled kitchen features white cabinetry, included appliances, and abundant natural light with French doors opening up to the spacious living room which showcases an original accent fireplace, beautiful woodwork, built-ins, and large windows. The formal dining room adds more space to gather with family and friends.The main level also includes a half bath and laundry room. Upstairs offers three bedrooms, a full bath, and a bonus room ideal for a home office, playroom, or sunroom. The finished loft with approximately 600 sq. ft provides endless possibilities for a family room, theater, game room, hobby space. Outside, enjoy the large corner lot with mature landscaping and a detached one-car garage.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Boone Middle SchoolGrades 5-80.6 mi
5/10
Boone High SchoolGrades 9-120.7 mi
--
Ledges Elementary SchoolGrades PK-11.2 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Tile,Brick/Mortar
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: None,Sump Pump

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 225

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Other,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Rec Room

  • Level: Upper

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 088426284282054
  • Zoning: R
  • Special condition: Standard

Lot

  • Lot size: 9,147 sqft
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$242$2,904
Property Taxes $332$3,984
Electricity $150$1,804
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 50036$149
Boone County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 50036$148
Boone County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$244,000
2026-06-26Listed for sale$264,900
2022-10-14Sold$199,000
2022-09-08Pending sale$199,000
2022-09-02Listed for sale$199,000

For Sale by Agent

AgentMarc Olson Team
BrokerageRE/MAX Concepts-Nevada

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