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702 NW 4th St, Ogden, IA, 50212

4beds
2baths
1,498sqft
$195,000
$130price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

MOTIVATED SELLERS! Now priced to sell at $195,000! Charming 4-bedroom, 2-bath home in Ogden featuring both a detached 2-car garage and an additional detached 1-car garage, offering exceptional storage, workshop, hobby, or extra parking space. Recent updates include new carpet and flooring, freshly painted exterior trim on both garages and the home, providing a clean and well-maintained feel throughout. This home offers character with a spacious and functional layout, generous bedroom sizes, multiple porch spaces, and convenient access to schools, parks, and downtown amenities. Situated on a corner lot, this property provides great potential for owner-occupants or investors alike. Don't miss this opportunity. Schedule your showing today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Howe Elementary SchoolGrades PK-50.3 mi
5/10
Ogden Middle SchoolGrades 6-81.0 mi
7/10
Ogden High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl,Laminate,Carpet
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Other

  • Level: Upper

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 088427311487013
  • Zoning: R
  • Special condition: Standard

Lot

  • Lot size: 8,276 sqft
  • Features: Level
  • Lot size dimensions: 100 x 82

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$185$2,220
Property Taxes $163$1,956
Electricity $121$1,452
Total$1,455$17,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 50212$142
Boone County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 50212$199
Boone County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$195,000
2026-06-18Price change$199,900
2026-05-29Listed for sale$214,500
2017-11-02Sold$131,098
2017-07-13Listed for sale$129,000
2009-08-12Sold$47,000
2009-06-27Price change$51,900
2009-04-27Listed for sale$61,900
2009-04-16Sold$40,845

For Sale by Agent

AgentAnthony Massman
BrokerageCENTURY 21 SIGNATURE-Ames

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