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819 W 5th St, Storm Lake, IA, 50588

5beds
2baths
2,127sqft
$124,500
$59price/sqft
$1,112/moest. monthly cost
$44,480/yrincome needed

About This Home

819 W. 5th Street in Storm Lake IA offers a rare combination of space and flexibility. With five bedrooms and two bathrooms, this home offers plenty of room to grow, making it an excellent fit for larger households, multi-generational living, or anyone who needs extra space for work or hobbies. The generous layout creates endless possibilities—whether you envision a comfortable home, a rental investment, or a creative renovation project tailored to your personal style. Truly giving you the freedom to make the space your own. Short distance from the lake, this property blends convenience with small-town charm. 819 W. 5th Street is more than just a house—it’s a versatile canvas ready to be transformed into whatever you imagine.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

1/10
2/10
Storm Lake Middle SchoolGrades 5-80.8 mi
2/10
Storm Lake High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Basement: Block,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Brick Accent,Built-in Features,Crown Molding
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,127

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Property

Details

  • Parcel number: 190211404234006

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: 3 Season Porch,Patio

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Wooded

Parking

  • Parking features: No Garage,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $629$7,548
Home Insurance *$146$1,752
Property Taxes $179$2,148
Electricity $158$1,903
Total$1,112$13,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,125/yr
40% on housing$33,360/yr
45% on housing$29,653/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 50588$119
Buena Vista County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 50588$121
Buena Vista County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$129,000
2006-12-06Sold$68,000

For Sale by Agent

AgentLissett Lopez
BrokerageReal Estate Specialists of Storm Lake, Inc

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