610 W Jefferson St, Lake City, IA, 51449
About This Home
Mid-Century Gem: 610 W Jefferson St, Lake City, IA Discover this charming 2-bedroom, 1.5-bath home with a 2-car attached garage, perfectly positioned next to South Central Calhoun High School—walking distance to Friday night games and school events. Embracing a classic mid-century feel, the main living areas feature large windows that flood the space with natural light, creating a bright, inviting atmosphere. The open-concept kitchen flows seamlessly into the family and dining areas—ideal for everyday living and entertaining. Two generously sized bedrooms offer reach-in closets and ample space for comfort. Enjoy Lake City's vibrant community spirit with events like the Fall Festival, Dell Blair Memorial Chili Cook-Off, Christmas Festival, Jazz in the Park, and Annual Western Days, all centered around the picturesque town square—perfect for gatherings and small-town charm. This charming home blends retro style, convenience, and community appeal—ready for you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,750 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 863318126005
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 14636 SF
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $900 | $10,800 |
| Home Insurance * | $355 | $4,260 |
| Property Taxes | $187 | $2,244 |
| Electricity | $130 | $1,566 |
| Total | $1,572 | $18,864 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $185,000 |
| 2026-03-23 | Listed for sale | $189,500 |
| 2014-09-29 | Sold | $78,000 |
| 2014-08-15 | Listed for sale | $78,900 |
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