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1905 260th St, Bennett, IA, 52721

5beds
2baths
1,936sqft
$249,500
$129price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

2 homes for the price of 1! Corner lot property with 1.34 acres between Wilton and Bennett. The property features a 1916 Sears Catalog Home with 5 bedrooms and 2 bathrooms and a new septic system. This home is currently uninhabitable and will need a lot of TLC to bring it back to its original glory. The second home was built in 1975 on a poured foundation, 2 bedrooms, 1 bathroom, new septic and a car port. This home is ready to move into and live in while you complete the work on the main house. Well is used for both homes and was replaced in 1986 and the furnace, water heater and electrical service were replaced on the smaller home in 2024. There will be an easement created to use the South Driveway to access your property. 2 new septic systems in May 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Bennett Elementary SchoolGrades PK-62.1 mi
4/10
Wilton Jr-Sr High SchoolGrades 7-128.3 mi
4/10
Tipton High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1916

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,031

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 016012203000030
  • Zoning: Res/Ag
  • Zoning description: Res/Ag

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 1.34 Acres
  • Lot size dimensions: 1.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,261$15,132
Home Insurance *$173$2,076
Property Taxes $228$2,736
Electricity $144$1,732
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 52721
Cedar County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 52721
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$249,500
2026-06-02Listed for sale$269,500

For Sale by Agent

AgentDANIEL A. OIEN
BrokerageFIRST CHOICE REAL ESTATE

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