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2178 142nd St, Lowden, IA, 52255

4beds
2baths
2,076sqft
$415,000
$200price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

3.72 Acres This beautifully restored 100-year-old farmhouse blends original charm with modern updates. Featuring refinished hardwood floors and a fully remodeled kitchen, the home has been thoughtfully refreshed throughout. Major updates include a new roof, septic system, updated plumbing and electrical, fresh paint, expanded laundry room, new front porch, and a 3-stall garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
North Cedar High SchoolGrades 7-126.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating

  • Heating features: Gas

Interior Area

  • Total interior livable area: 2,076 sqft

Property

Details

  • Parcel number: 022004272000040

Features

  • Exterior features: Other

Lot

  • Lot size: 3 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$288$3,456
Property Taxes $410$4,920
Electricity $154$1,858
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 52255$105
Cedar County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 52255
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$499,000
2025-08-21Sold$185,000
2025-07-14Pending sale$185,000
2025-07-14Listed for sale$185,000

For Sale by Owner

AgentProperty Owner

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