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168 290th St, West Branch, IA, 52358

3beds
2baths
2,318sqft
$379,500
$164price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

Nearly an acre with pond views! This ranch home with a walk out lower level has plenty of space inside and out. There are 4 bedrooms (one non-conforming) and 2 full bathrooms, a screened in porch and a beautiful patio with fire pit. The lower level is plumbed for a full kitchen (or amazing wet bar) and wait until you see the garage space in this home! Everything has been well maintained or updated so you can move right in and enjoy small town living only 20 minutes away from Iowa City. Ask for a list of additions and updates because there are too many to list.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Hoover Elementary SchoolGrades PK-40.8 mi
7/10
5/10
West Branch High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Steel,Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Primary On Main Level,Breakfast Bar,Pantry
  • Flooring: Carpet,LVP,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,110
  • Finished area above ground: 1,208

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,318
  • Total interior livable area: 2,318 sqft

Property

Details

  • Parcel number: 031013082010040
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened

Lot

  • Lot size: 0.93 Acres
  • Features: Half To One Acre,Sloped
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,918$23,016
Home Insurance *$286$3,432
Property Taxes $333$3,996
Electricity $172$2,074
Total$2,709$32,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 52358$269
Cedar County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 52358
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$389,500
2025-11-01Listed for sale$394,500
2008-12-19Sold$175,000

For Sale by Agent

AgentJami Wolf
BrokerageKeller Williams Legacy Group

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