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1928 180th St, Lowden, IA, 52255

4beds
1baths
2,048sqft
$310,000
$151price/sqft
$2,222/moest. monthly cost
$88,880/yrincome needed

About This Home

FOR SALE BY OWNER This just over 2000 sqft. home sits on 4 acres on a dead end road boasting great country views with close travels to the towns of Lowden, Clarence, and Tipton. The property does have a small frog pond as well. The home is currently a 4 bed 1 bathroom house with a bonus room with a closet that could pretty easily be converted into a 5th bedroom. There is also a studded room off the main floor laundry that could be remodeled into a 2nd bathroom. The home also has a two methods of heating with LP and Wood Furnaces. A brand new septic was installed in the spring of 2024. There are a total of 7 other buildings on the property including a detached 2 car garage. As pictured above there is a concrete pad with a basketball hoop making this the perfect family home. Please reach out for private showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
North Cedar High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,048 sqft

Property

Details

  • Parcel number: 034008171000050

Features

  • Exterior features: Other

Lot

  • Lot size: 4.09 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$215$2,580
Property Taxes $288$3,456
Electricity $152$1,833
Total$2,222$26,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,182/yr
40% on housing$66,660/yr
45% on housing$59,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 52255$121
Cedar County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 52255
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$290,000
2023-12-01Sold$255,000
2023-10-06Pending sale$245,000
2023-09-14Listed for sale$245,000
1993-04-29Sold$50,000

For Sale by Owner

AgentProperty Owner

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