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1985 Rose Ave, Wilton, IA, 52778

4beds
2baths
2,280sqft
$1,750,000
$768price/sqft
$11,737/moest. monthly cost
$469,480/yrincome needed

About This Home

Just north of Iowa 80 on a paved road sits this updated 4 bedroom 2 bathroom home with 32'x48' attached heated garage with wet bar, 33' above ground pool, chicken shed, 18' x 20' detached garage, 60'x75' machine shed with cooled show cattle room and cattle lot and a 50' x 75' machine shed with attached livestock lot. Also included is a grain leg, grain dryer, 4) 1,000 Gallon LP Tanks, 2) 2,000 gallon diesel tanks, 1) 1,000 gallon gas tank and 320,000 bushel of grain storage. NECO Dryer can dry 3,000 bushel per hour. This property could be purchased for grain and equipment storage and rent the house out or move to this larger remodeled home for you home farmstead. Property to be sold with approximately 4 acres and sale is subject to a survey.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Wilton Elementary SchoolGrades PK-64.4 mi
4/10
Wilton Jr-Sr High SchoolGrades 7-124.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Level: First
  • Area: 30
  • Dimensions: 6 x 5

Bathroom

  • Level: Second
  • Area: 72
  • Dimensions: 12 x 6

Bedroom1

  • Level: Second
  • Area: 84
  • Dimensions: 12 x 7

Bedroom2

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedroom3

  • Level: Second
  • Area: 196
  • Dimensions: 14 x 14

Bedroom4

  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Level: First
  • Area: 252
  • Dimensions: 18 x 14

Features

  • Window features: Drapes
  • Finished area below ground: 0
  • Finished area above ground: 1,278

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Laundry

  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 14 x 15

Office

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 036015114000040
  • Zoning: Ag
  • Zoning description: Ag

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 4.02 Acres
  • Lot size dimensions: 390' x 450'

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$1,224$14,688
Property Taxes $1,495$17,940
Electricity $170$2,040
Total$11,737$140,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$402,411/yr
40% on housing$352,110/yr
45% on housing$312,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$768This listing

vs Other Active Listings

Avg $/sqft

ZIP 52778$122
Cedar County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 52778
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$1,750,000

For Sale by Agent

AgentDANIEL A. OIEN
BrokerageFIRST CHOICE REAL ESTATE

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