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213 N 1st St, Thornton, IA, 50479

2beds
1baths
858sqft
$62,000
$72price/sqft
$594/moest. monthly cost
$23,760/yrincome needed

About This Home

Very affordable house on the Pleasant Valley Golf Court in Thornton. The view from your back deck looks right out at Hole # 4 tee box. The house has a large living room and a large kitchen. The two stall detached garage gives plenty of space to keep the golf cart in the garage along with one vehicle. The house could use some updating, but you won’t find a more affordable house right off the course.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
West Fork Middle SchoolGrades 6-88.8 mi
5/10
West Fork High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Slate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 858 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 141915100200

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 71 x 182

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $313$3,756
Home Insurance *$92$1,104
Property Taxes $68$816
Electricity $121$1,452
Total$594$7,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,365/yr
40% on housing$17,820/yr
45% on housing$15,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 50479$109
Cerro Gordo County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 50479$65
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$62,000
2026-06-17Listed for sale$68,500
2021-03-24Listing removed--
2019-01-06Listing removed$45,000
2018-10-08Listed for sale$45,000

For Sale by Agent

AgentJoseph Dickman
BrokerageJaspersen Insurance & Real Estate

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