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922 N Shore Dr, Clear Lake, IA, 50428

9beds
5baths
3,690sqft
$600,000
$163price/sqft
$4,341/moest. monthly cost
$173,640/yrincome needed

About This Home

Here's a great opportunity to own this historic home with lots of charm. Great North Shore Dr. location sitting on 1.5 acres of land with breathtaking views. 7+ bedrooms make this a great fit for a bed & breakfast investment or just a family that loves entertaining friends and family at the lake! Call your favorite Realtor today to take a look at this great property! (18 feet on the west side of the property is excluded from the sale)

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
7/10
Clear Lake Middle SchoolGrades 6-81.8 mi
8/10
Clear Lake High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,690 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051147901800

Features

  • Levels: Two

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 402 x 156

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$402$4,824
Property Taxes $631$7,572
Electricity $275$3,303
Total$4,341$52,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,834/yr
40% on housing$130,230/yr
45% on housing$115,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$245
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-29Listed for sale$600,000
2023-09-02Listing removed--
2021-09-01Sold$450,000
2021-08-03Pending sale$510,000
2021-04-23Listed for sale$510,000

For Sale by Agent

AgentCody Schoneman
BrokerageSchoneman, REALTORS

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