120 35th Pl W, Clear Lake, IA, 50428
About This Home
This one has it ALL! Enjoy quiet cul-de-sac living with room for the whole crew and LAKE ACCESS through North Shore Estates Dock. This oversized, ONE OWNER home features A main level with open kitchen, formal & casual dining spaces, a formal living room, a cozy hearth room with woodburning fireplace and a four-season sunroom leading out to a massive multi-level deck and a private lot with lots of mature trees. On the second level there are two bedroom, a full bath and a primary suite with double closets. Downstairs the entertaining continues with a huge family room, a full bath and two additional bedrooms. Got a lot of toys or hobbies? The triple garage has a deep tandum stall making parking for four cars and anything else. What more could you ask for?.....how about a brand new roof? Call your agent today for details or to schedule your preview!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,200
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,240 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 051517701900
Features
- Levels: Two
Lot
- Lot size: 0.36 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 4
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $425 | $5,100 |
| Property Taxes | $622 | $7,464 |
| Electricity | $241 | $2,900 |
| Total | $4,498 | $53,976 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $634,900 |
| 2026-06-30 | Listed for sale | $639,900 |
View on Zillow