3514 N Shore Dr, Clear Lake, IA, 50428
About This Home
Luxury living at its finest! Priced under assessed value! Situated on a large corner lot along prestigious North Shore Drive, this castle-like residence offers unmatched character, space, and timeless charm. This one-of-a-kind home features 5 spacious bedrooms, 3 bathrooms, and three separate living areas, providing ample room for both everyday living and entertaining. Expansive windows and unique architectural details create a warm yet impressive atmosphere throughout. Enjoy optional lake access through the exclusive North Shore Estates association dock, giving you convenient access to all that Clear Lake has to offer. Step outside to the incredible 40x35 upper-level deck—perfect for hosting gatherings, taking in the views, or simply relaxing in your own private retreat. The lower-level primary suite offers a peaceful escape, complete with a beautifully appointed bathroom featuring a soaking tub, walk-in tiled shower, heated floors, and a heated towel rack for added comfort. Additional highlights include multiple storage areas, a massive 25x40 three-stall garage, and recently updated mechanicals with a new furnace and air conditioner. This iconic home is truly a rare opportunity. Schedule your private showing today and experience the space, character, and lifestyle this exceptional property has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned,Disposal
Basement
- Has basement: Yes
- Basement: Full,Finished,Sump Pump
Bedroom2
- Level: Lower
- Area: 132
- Dimensions: 11 x 12
Bedroom3
- Level: Lower
- Area: 165
- Dimensions: 11 x 15
Bedroom4
- Level: Lower
- Area: 180
- Dimensions: 15 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Family Room
- Level: Lower
- Area: 360
- Dimensions: 18 x 20
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 625
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,141 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Living Room
- Level: Main
- Area: 189
- Dimensions: 12.6 x 15
Other
- Level: Lower
- Area: 252
- Dimensions: 18 x 14
Other
- Level: Upper
- Area: 216
- Dimensions: 12 x 18
Other
- Level: Main
- Area: 66
- Dimensions: 6 x 11
Other
- Level: Upper
- Area: 308
- Dimensions: 22 x 14
Other
- Area: 90
- Dimensions: 9 x 10
Other
- Level: Lower
Other
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 051518100500
Features
- Levels: Two
- Waterfront features: Road Between Waterfront And Home
- Waterbody name: Clear Lake (31084500)
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 85 x 144
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $535 | $6,420 |
| Property Taxes | $749 | $8,988 |
| Electricity | $234 | $2,811 |
| Total | $5,558 | $66,696 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $859,000 |
| 2025-08-28 | Price change | $859,900 |
| 2025-08-22 | Price change | $865,000 |
| 2025-06-09 | Price change | $875,000 |
| 2025-01-25 | Price change | $900,000 |
| 2024-10-13 | Price change | $975,000 |
| 2024-08-30 | Price change | $1,025,000 |
| 2024-07-30 | Listed for sale | $1,125,000 |
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