4655 N Shore Dr, Clear Lake, IA, 50428
About This Home
Discover Panoramic Luxury on the Lake Welcome to your dream waterfront sanctuary. This stunning 5-bedroom, 4-bathroom lakefront estate offers nearly 3,000 square feet of meticulously reimagined living space. Seamlessly combining modern elegance with high-end finishes, every detail of this complete renovation exudes sophistication. Step inside to an expansive, sun-drenched open floor plan designed to frame the spectacular lake views from both the main living areas and the private primary suite. At the heart of the home is a chef-inspired kitchen, boasting premium granite countertops, custom cabinetry, and a seamless flow perfect for grand entertaining or intimate family gatherings. The luxury extends outdoors to a beautifully updated, maintenance-free exterior and a professionally finished back patio—your private oasis for taking in serene, panoramic views of the water. Blending turn-key luxury with tranquil waterfront living, this property is a rare find. Don’t miss the opportunity to experience it yourself. Call you Real Estate Professional today for a tour of this gorgeous home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Slab
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 10 x 13
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 10 x 11
Bedroom4
- Level: Upper
- Area: 240
- Dimensions: 16 x 15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 3
Dining Room
- Level: Main
- Area: 198
- Dimensions: 18 x 11
Features
- Common walls with other units/homes: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,946 sqft
Kitchen
- Level: Main
- Area: 204
- Dimensions: 17 x 12
Living Room
- Level: Main
- Area: 448
- Dimensions: 16 x 28
Other
- Level: Main
- Area: 143
- Dimensions: 11 x 13
Other
- Level: Upper
- Area: 336
- Dimensions: 16 x 21
Other
- Level: Main
- Area: 165
- Dimensions: 15 x 11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0516542801200
Features
- Levels: Two
- Has view: Yes
- View description: East,Lake,Panoramic,South,West
- Has water view: Yes
- Water view: East,Lake,Panoramic,South,West
- Waterfront features: Waterfront Present
- Waterbody name: North Clear Lake
Lot
- Lot size: 4,356 sqft
- Lot size dimensions: 60 x 74
Parking
- Parking features: Outside,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,733 | $116,796 |
| Home Insurance * | $1,290 | $15,480 |
| Property Taxes | $1,971 | $23,652 |
| Electricity | $219 | $2,637 |
| Total | $13,213 | $158,556 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $1,925,000 |
| 2026-06-15 | Price change | $1,995,000 |
| 2026-06-06 | Listed for sale | $2,250,000 |
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