2360 244th St, Ventura, IA, 50482
About This Home
Welcome to your lakeside retreat surrounded by nature, space, and serenity in Ventura Heights! Offering 75 feet of shoreline, this property provides the opportunity to install your own private dock or continue enjoying the convenience of the association dock located just next door through the Lakewood Hills Association. Inside, the home captures stunning panoramic lake views, creating a light-filled and inviting atmosphere that keeps the water in sight from the comfort of your living space. The association adds incredible value, covering lawn care, snow removal, dock installation, dock permit, liability insurance, and electricity to the dock. Allowing you to fully enjoy everything the lake has to offer, including boating, fishing, and relaxing days on the water, with ease and low maintenance. This home truly captures the best of both worlds; serene, country-style lake living paired with an abundance of garage space ideal for storing boats, recreational vehicles, and equipment. Surrounded by nature, it’s a dream setting for outdoor enthusiasts, hunters, and anglers alike, offering privacy, space, and a true escape while still enjoying lake life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 625
Heating & Cooling
- Heating features: Fireplace(s),Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,977 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 052032800200
Lot
- Lot size: 0.67 Acres
- Lot size dimensions: 29040 SF
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $574 | $6,888 |
| Property Taxes | $858 | $10,296 |
| Electricity | $147 | $1,769 |
| Total | $7,141 | $85,692 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $1,299,999 |
| 2026-04-14 | Price change | $1,350,000 |
| 2026-04-01 | Listed for sale | $1,375,000 |
View on Zillow