5122 Bayside Ave, Clear Lake, IA, 50428
About This Home
Looking for waterfront views in this beautifully updated 2-bedroom, 2.5-bath home featuring an additional loft space perfect for kids, guests, or extra sleeping accommodations. The front of the house boasts huge windows that give you stunning water views from the main living areas. Enjoy the open and inviting layout with a newer kitchen, updated appliances, and a comfortable living room designed for relaxing and entertaining. Step outside to the spacious deck and enjoy summer days right on the water. This property also includes a 2-stall garage and is ideally located near one of the lake’s best fishing spots on the lake. Whether you're looking for a year-round home or the perfect vacation retreat, this waterfront gem offers comfort, views, and recreation all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
Basement
- Basement: Slab
Bathroom1
- Features: Shower
Bedroom1
- Level: Main
- Area: 150
Bedroom2
- Level: Upper
- Area: 97.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
Dining Room
- Features: KIT/DR Combo
Features
- Ceiling Fan(s)
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Wall Unit(s)
Interior Area
- Total structure area: 1,463
- Total interior livable area: 1,661 sqft
Kitchen
- Level: Main
- Area: 315
Living Room
- Level: Main
- Area: 166.25
Master Bathroom
- Features: Master Bath
Property
Details
- Parcel number: 052330600300
- Zoning description: RG/GENERAL RES
Features
- Levels: One and One Half
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 25W x 95L x 72W x 95L
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $838 | $10,056 |
| Property Taxes | $997 | $11,964 |
| Electricity | $123 | $1,486 |
| Total | $8,278 | $99,336 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $1,395,000 |
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