104 14th Pl S, Clear Lake, IA, 50428
About This Home
Charming and completely turn-key, this adorable cottage-style home offers the perfect blend of comfort, location, and opportunity. Ideally situated in sought-after Outlet Park, just a half block from the water and moments from The Lakeside Landing, you’re right in the heart of everything Clear Lake has to offer. Whether you’re looking for a weekend retreat or a ready-to-go Airbnb investment, this property delivers with ease, style, and undeniable appeal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 250
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,290 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 052423001100
Lot
- Lot size: 3,005 sqft
- Lot size dimensions: 40 x 75
Parking
- Parking features: Carport,Concrete
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Strong Wind
- Drought
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $313 | $3,756 |
| Electricity | $121 | $1,452 |
| Total | $2,145 | $25,740 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $310,000 |
| 2025-02-21 | Listing removed | $325,000 |
| 2024-10-12 | Listed for sale | $325,000 |
| 2023-07-24 | Listing removed | -- |
| 2021-07-23 | Sold | $199,000 |
| 2021-07-20 | Pending sale | $202,000 |
| 2021-06-11 | Listed for sale | $202,000 |
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