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2217 S Lakeview Dr, Clear Lake, IA, 50428

5beds
5baths
5,954sqft
$2,775,000
$466price/sqft
$19,256/moest. monthly cost
$770,240/yrincome needed

About This Home

Magnificent lakefront home offering exceptional value, quality craftsmanship, and breathtaking sunset views. This thoughtfully designed 5-bedroom, 4.5-bath home features custom Woodharbor cabinetry, doors, and trim, Thermador appliances, granite countertops throughout, and two fireplaces. The spacious primary suite includes a walk-in closet with custom built-ins and a beautifully designed bathroom. Two additional bedrooms share a connected bathroom, and all bedrooms offer generous closet space. A main-floor bedroom with a full bathroom and a large laundry room provide added convenience and flexibility. The beautiful kitchen opens to inviting living spaces designed for everyday living and entertaining. The lower level features a wet bar with a beverage refrigerator and wine refrigerator, creating an ideal gathering space. Additional amenities include beam central vacuum, and in-floor heat on the main level, lower level, primary bathroom, and heated garage. Enjoy outdoor living with a built-in grill, stone patio, firepit, outdoor lighting, and outstanding lake views. The oversized heated garage offers 13-foot ceilings and floor drains. An exceptional opportunity to own a thoughtfully designed lakefront property featuring premium finishes, outstanding amenities, and beautiful indoor and outdoor living spaces.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
6/10
Clear Lake Middle SchoolGrades 6-81.9 mi
8/10
Clear Lake High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2011

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 204
  • Dimensions: 12x17

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Family Room

  • Level: Lower
  • Area: 532
  • Dimensions: 19x28

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,954 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Other

  • Level: Upper
  • Area: 551
  • Dimensions: 29x19

Other

  • Level: Lower
  • Area: 108
  • Dimensions: 9x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 052432601400

Features

  • Levels: Three Or More
  • Waterfront features: Waterfront Present

Lot

  • Lot size dimensions: Lot Dimensions 40 x 110 0.10 Acres; 4,400 SF

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,031$168,372
Home Insurance *$1,860$22,320
Property Taxes $2,921$35,052
Electricity $444$5,329
Total$19,256$231,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$660,205/yr
40% on housing$577,680/yr
45% on housing$513,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$237
Cerro Gordo County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$2,775,000
2015-06-10Sold$930,000
2015-05-19Listed for sale$999,999
2011-07-29Sold$342,500
2011-06-11Price change$369,500
2010-09-15Price change$375,000
2010-06-22Price change$398,000
2010-05-20Listed for sale$425,000

For Sale by Agent

AgentJessica Otto
BrokerageLakeside Brokers

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