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63965 E Whispering Tree Ln, Saddlebrooke, AZ, 85739

2beds
2baths
2,450sqft
$479,900
$196price/sqft
$3,005/moest. monthly cost
$120,200/yrincome needed

About This Home

Welcome to this beautifully maintained Estancia model in the highly sought-after active adult community of SaddleBrooke, perfectly positioned to capture breathtaking Catalina Mountain views and unmatched privacy with no homes directly behind thanks to the lush greenbelt backdrop. This light-filled home features soaring vaulted ceilings and expansive picture windows that frame panoramic desert and mountain scenery, creating an open and inviting living space. The split, open floor plan offers two spacious bedrooms, two full bathrooms, plus a generous office that could easily be converted into a third bedroom. The kitchen is designed for both function and entertaining, showcasing Grand Canyon-hued granite countertops, a center island, ample cabinet space, and a breakfast nook that opens to the family room and covered patio. A dual-sided fireplace separates the living and recreation rooms, adding warmth and charm while maintaining an open feel. The formal dining area also enjoys stunning mountain views, making every meal feel special. The primary suite is a true retreat with vaulted ceilings, space for a king-size bed and sitting area, a large walk-in closet, dual-sink vanity, walk-in shower, and a luxurious soaking tub. Two covered patios provide ideal spaces for outdoor dining, morning coffee, or relaxing while taking in the serene desert landscape. Major recent upgrades include a full roof renewal completed October 2024 featuring new concrete tile, premium self-sealing underlayment with a 30-year warranty, elevated battens for improved ventilation and drainage, new flashing, new roof vents, new skylight dome, and inspected roof sheathing in like-new condition. Additional improvements include fresh exterior paint, seven freshly painted interior rooms, new screen doors and screens, ceiling fans, updated lighting in both bathrooms, new toilets, kitchen sink faucet, irrigation lines, garbage disposal, circuit breakers, GFCIs, and a new programmable thermostat. The oversized two-car garage offers extra storage and space for a golf cart or workbench, plus abundant cabinetry for tools and hobbies. Enjoy the resort-style lifestyle SaddleBrooke is known for, with multiple pools, fitness centers, golf courses, pickleball and tennis courts, restaurants, hiking clubs, social clubs, concerts, and endless activitiesall surrounded by spectacular mountain views. Move-in ready, extensively updated, and ideally locatedthis is Arizona living at its best.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Mountain Vista SchoolGrades PK-87.3 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Tile
  • Construction materials: Frame - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Southwestern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 30566021
  • Zoning: Other - CALL
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Block,Stucco Finish
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,712 sqft
  • Features: Decorative Gravel,Sprinklers In Front,Subdivided,North/South Exposure
  • Lot size dimensions: 64 x 106 x 93 x 103

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Wildfire
Heat Wave
Inland Flooding
Lightning
Hail

FEMA Declared Disasters in Pinal County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance $121$1,452
Property Taxes $199$2,388
Electricity $259$3,113
Total$3,005$36,060

Income You'd Need if You Spent...

35% on housing$103,028/yr
40% on housing$90,150/yr
45% on housing$80,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 85739$197
Pinal County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 85739$214
Pinal County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$479,900
2026-03-12Price change$495,000
2026-01-19Listed for sale$515,000
2025-06-28Listing removed$479,900
2025-05-17Price change$479,900
2025-03-26Price change$498,500
2025-01-22Listed for sale$514,900
2024-12-19Listing removed$529,500
2024-07-01Listing removed$469,000
2024-05-24Listed for sale$469,000
2024-05-17Contingent$469,000
2024-04-13Price change$469,000
2024-03-15Price change$495,000
2024-02-06Listed for sale$509,900
2023-07-01Listing removed--
2023-05-26Price change$489,900
2023-04-06Price change$498,500
2023-03-10Price change$518,900
2023-02-01Listed for sale$539,900
2022-09-27Listing removed--
2022-07-15Price change$529,500
2022-06-26Listed for sale$550,000
2022-06-18Listing removed$549,950
2022-05-19Listed for sale$549,950
2022-03-15Sold$469,000
2022-03-08Pending sale$469,000
1995-09-22Sold$201,670

For Sale by Agent

AgentLucia Maria Robinson
BrokerageColdwell Banker Realty

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