715 S 12th St, Clear Lake, IA, 50428
About This Home
Welcome to this beautifully remodeled home in Clear Lake, where quality craftsmanship and thoughtful updates create a warm, one-of-a-kind living experience. Originally purchased in 1996, the home has been extensively expanded and redesigned over the years, including a second-story addition, enlarged kitchen and dining areas, updated living spaces, and a spacious primary suite with ensuite bath. The custom kitchen, completed in 2020, features handcrafted rustic walnut cabinetry built by the homeowners, creating a stunning centerpiece for the home. Additional highlights include luxury vinyl flooring, custom walnut and hickory finishes, updated bathrooms, an electric fireplace, office space, and a large basement family room. Outside, enjoy a composite deck, pergola, stone fireplace, mature landscaping, and multiple entertaining spaces perfect for relaxing or hosting guests. This home blends modern comfort, character, and craftsmanship throughout and only blocks from the lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Block,Frame,Vinyl Siding,Attic Insulation,Basement Insulation,Sidewall Insulation
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Built-In Range,Dishwasher,Double Oven,Gas Range,Microwave,Pantry,Refrigerator,Washer/Dryer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bathroom1
- Features: Jet Tub,Oversized Tub,Separate Shower,Shower
Bedroom1
- Level: Main
- Area: 151.875
Bedroom2
- Level: Upper
- Area: 156.25
Bedroom3
- Level: Upper
- Area: 115
Bedroom4
- Level: Upper
- Area: 138
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Eat-in Kitchen,Formal Dining,Snack Bar
- Level: Main
- Area: 200
Family Room
- Level: Lower
- Area: 115.5
Features
- Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Natural Wood,Open Staircase,Walk-In Closet(s)
- Window features: Double Hung,Skylight(s)
- Flooring: Ceramic Tile,Partial Carpet,Slate / Stone / Brick,Vinyl
- Fireplace features: Two or More,Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Radiant,Other
- Cooling features: Central Air,Other
Interior Area
- Total structure area: 3,222
- Total interior livable area: 2,888 sqft
Kitchen
- Level: Main
- Area: 308.125
Living Room
- Level: Main
- Area: 388.5
Master Bathroom
- Features: Master Bath,Master Bath Jet Tub,Master Bath Shower
Property
Details
- Parcel number: 061830601600
- Zoning description: RG/GENERAL RES
Features
- Levels: Two
- Patio & porch: Patio,Deck
- Exterior features: Sidewalks,Storage
- Fencing: Fenced
Lot
- Lot size: 8,276 sqft
- Features: Corner Lot
- Lot size dimensions: 60 x 134
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Heated Garage,Oversized,Pull Down Stairs,Concrete,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Strong Wind
- Drought
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $508 | $6,096 |
| Electricity | $215 | $2,585 |
| Total | $3,442 | $41,304 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $474,900 |
| 2026-06-22 | Price change | $499,000 |
| 2026-06-11 | Price change | $529,000 |
| 2026-05-29 | Price change | $549,000 |
| 2026-05-18 | Listed for sale | $569,000 |
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