3 Mississippi Cir, Mason City, IA, 50401
About This Home
Family-owned for many years, this well-cared-for ranch is tucked away on a cul-de-sac in Mason City's desirable SE neighborhood. Enjoy the convenience of being just minutes from everyday essentials, schools, shopping, restaurants, and everyday amenities while still feeling at home in a quiet neighborhood setting. The main floor offers a comfortable flow with a spacious living room, dining area, kitchen, 3 bedrooms, and an updated bath. The patio door off the dining leads to the fenced backyard featuring double-tier decking, perfect for relaxing or entertaining, along with two storage sheds that stay. The lower level expands your living space with a large double family areas, laundry area, and second bath. An oversized double attached garage includes a workshop area for hobbies and projects. Located just steps from neighborhood common grounds, there's plenty of room for soccer, football, and outdoor fun. A wonderful place to call HOME!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding,Attic Insulation,Basement Insulation,Sidewall Insulation
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Pantry,Refrigerator,Washer/Dryer
Basement
- Has basement: Yes
- Basement: Full,Full Finished,Sump Pump
Bathroom1
- Features: Separate Shower,Shower,Tub
Bedroom1
- Level: Main
- Area: 154
Bedroom2
- Level: Main
- Area: 120
Bedroom3
- Level: Main
- Area: 143
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Formal Dining,KIT/DR Combo,LR/DR Combo
- Level: Main
- Area: 132
Family Room
- Level: Lower
- Area: 224
Features
- Ceiling Fan(s),Natural Wood,Open Staircase
- Window features: Double Hung,Thermal,Wood Sash
- Flooring: Ceramic Tile,Wood,Laminate
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,552
- Total interior livable area: 2,552 sqft
Kitchen
- Level: Main
- Area: 132
Living Room
- Level: Main
- Area: 289
Property
Details
- Parcel number: 071132902200
- Zoning description: RG/GENERAL RES
Features
- Levels: Multi/Split
- Patio & porch: Deck
- Exterior features: Storage
- Fencing: Fenced
Lot
- Lot size: 9,213 sqft
- Features: Cul-De-Sac
- Lot size dimensions: 83 x 111
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Underground,Workshop in Garage,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,223 | $14,676 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $242 | $2,904 |
| Electricity | $190 | $2,284 |
| Total | $1,920 | $23,040 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $232,000 |
| 2026-06-24 | Listed for sale | $242,000 |
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