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16111 245th St, Mason City, IA, 50401

3beds
2baths
1,212sqft
$148,720
$123price/sqft
$1,109/moest. monthly cost
$44,360/yrincome needed

About This Home

LOOKING FOR SPACE, COMFORT AND A PEACEFUL SETTING WITHOUT LEAVING TOWN! This ever so charming 3 bedroom, 1.75 bath home offers the best of both worlds! New siding, soffit and fascia 2024! Step inside to find generously sized rooms that provide plenty of space to relax and enjoy, terrific bath update, new carpet and A/C 2025! The convenience of main floor laundry makes everyday living easy, washer/dryer (new 2023) stay! Terrific kitchen, abundant cabinetry, all appliances are included! Outside ~ you’ll love the huge fenced yard, perfect for pets, gardening, or simply enjoying the outdoors for entertaining and barbecues! The property offers a quiet, country like feel while still being located in town, giving you the tranquility you want with the convenience you need! Don’t miss this opportunity to enjoy space, comfort, and a unique setting all in one place! Call today and make this lovely property YOUR new HOME! :)

Getting Around

11
WalkingCar-Dependent
13
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10
John Adams Middle SchoolGrades 7-82.7 mi
4/10
Mason City High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block
  • Roof: Asphalt,Rubber
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Range,Microwave,Refrigerator,Washer/Dryer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom1

  • Level: Main
  • Area: 150

Bedroom2

  • Level: Main
  • Area: 127.6

Bedroom3

  • Level: Main
  • Area: 116.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Eat-in Kitchen,KIT/DR Combo

Features

  • Ceiling Fan(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Kitchen

  • Level: Main
  • Area: 150

Living Room

  • Level: Main
  • Area: 171.6

Property

Details

  • Parcel number: 072230101400
  • Zoning description: RG/GENERAL RES

Features

  • Levels: One
  • Fencing: Fenced

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 65 x 167

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $752$9,024
Home Insurance *$163$1,956
Property Taxes $73$876
Electricity $121$1,452
Total$1,109$13,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,022/yr
40% on housing$33,270/yr
45% on housing$29,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$113
Cerro Gordo County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$153,720
2023-02-27Contingent$112,500
2023-02-21Listed for sale$112,500
2015-12-07Sold$50,000

For Sale by Agent

AgentDODIE WILKINS
BrokerageCentury 21 Preferred

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