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715 N Hampshire Ave, Mason City, IA, 50401

4beds
3baths
2,664sqft
$352,000
$132price/sqft
$2,753/moest. monthly cost
$110,120/yrincome needed

About This Home

This charming story-and-a-half home offers timeless character with modern amenities. The original home was designed & built by R.P. Hansen with knotty pine details, warm wood floors & a cozy fireplace. Updates over the years include a Woodharbor designed kitchen, a 3 level Ken Peterson built addition that added a two stall garage, main level family room with heated floors, 3/4 bath & laundry & an upper level primary bedroom suite. The 3 season porch with original stone exterior, knotty pine, a standing gas insert, french doors to the office/den & a back door exit to the patio & private backyard is easily one of the seller's most cherished rooms to spend time. Available for the first time in 30 years, situated in a park like setting with close proximity to the aquatic center, East Park & downtown, this home will have you from the moment you pull in the driveway!

Getting Around

35
WalkingCar-Dependent
25
TransitSome Transit
56
BikeBikeable

Schools

3/10
Harding Elementary SchoolGrades PK-40.5 mi
4/10
John Adams Middle SchoolGrades 7-81.1 mi
5/10
Mason City High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Shake Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 299

Bedroom2

  • Level: Upper
  • Area: 117

Bedroom3

  • Level: Upper
  • Area: 368

Bedroom4

  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: KIT/DR Combo

Family Room

  • Level: Main
  • Area: 276

Features

  • Window features: Double Hung
  • Flooring: Ceramic Tile,Wood,Carpet
  • Fireplace features: Two or More,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,432
  • Total interior livable area: 2,664 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 264

Master Bathroom

  • Features: Master Bath Shower

Office

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 070345501300
  • Zoning description: RG/GENERAL RES

Features

  • Levels: One and One Half
  • Patio & porch: Patio

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,779$21,348
Home Insurance *$386$4,632
Property Taxes $390$4,680
Electricity $198$2,384
Total$2,753$33,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,388/yr
40% on housing$82,590/yr
45% on housing$73,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$112
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$352,000
2026-05-23Listed for sale$362,000

For Sale by Agent

AgentSTACI MELLMAN
BrokerageHildebrand Real Estate

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