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212 12th St NW, Mason City, IA, 50401

4beds
2baths
1,243sqft
$144,900
$117price/sqft
$1,157/moest. monthly cost
$46,280/yrincome needed

About This Home

Don't miss this chance at a spacious well taken care of home with 4 bedrooms and a 4 stall garage that is insulated and heated! this home is welcomed by a warm and inviting backyard that you use to enter the home with fenced in space a patio and a deck and a lot of great landscaping to see. As you enter the home you will find a main floor laundry room and a long kitchen with plenty of cabinet space. as you go through you will see a spacious living and dinning room with finished porch area for an extra room to do what you want with and a primary bedroom off the living room. The primary bedroom boasts a large amount of amazing cedar including a walk-in closet all cedar and a bathroom within the room for easy access. Book your private showing today.

Getting Around

58
WalkingSomewhat Walkable
21
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

4/10
Hoover Elementary SchoolGrades PK-40.7 mi
4/10
John Adams Middle SchoolGrades 7-82.1 mi
5/10
Mason City High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bathroom1

  • Features: Jet Tub,Shower

Bedroom1

  • Level: Main
  • Area: 154

Bedroom2

  • Level: Upper
  • Area: 99

Bedroom3

  • Level: Upper
  • Area: 156

Bedroom4

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 196

Features

  • Cedar Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,915
  • Total interior livable area: 1,243 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 196

Master Bathroom

  • Features: Master Bath,Master Bath Shower

Property

Details

  • Parcel number: 070428101800
  • Zoning description: Z2 - Sub-Urban District

Features

  • Levels: One and One Half

Lot

  • Lot size: 7,500 sqft
  • Features: Alley
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 4
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$159$1,908
Property Taxes $145$1,740
Electricity $121$1,452
Total$1,157$13,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,668/yr
40% on housing$34,710/yr
45% on housing$30,853/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$113
Cerro Gordo County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Contingent$149,900
2026-06-16Price change$144,900
2026-05-15Listed for sale$149,900

For Sale by Agent

AgentJORDAN ROSE
BrokerageRealty One Group Movement

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