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5218 Crest Dr, Cherokee, IA, 51012

4beds
3baths
2,790sqft
$447,500
$160price/sqft
$3,272/moest. monthly cost
$130,880/yrincome needed

About This Home

This sprawling ranch-style home on 2.3 acres with a walk-out basement — updated main-floor living and modern finishes throughout. The main level offers a completely renovated open living area, an expansive master suite. The home has a total of 4 bedrooms and 2.5 baths. Three bedrooms on the main floor, and one in the basement. There are two places to put your laundry, the main floor or the basement. The lower level walk-out includes a versatile toy/rec room and additional living space. Outdoor amenities include a screened-in porch and a stamped concrete patio for entertaining and year-round enjoyment. This property is a STUNNER. Check it out for yourself today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
8/10
Cherokee Middle SchoolGrades 5-81.5 mi
6/10
Washington High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Shingle
  • Construction materials: Brick,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Owned
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Brick Accent,Built-in Features,Eat-in Kitchen,Entrance Foyer,Master Bath,New Bath,New Kitchen,Granite/Quartz,Kitchen Island
  • Door features: French Doors
  • Flooring: Hardwood,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,790
  • Total interior livable area: 2,790 sqft

Property

Details

  • Parcel number: 190350725152005

Features

  • Levels: Multi-Level 3
  • Patio & porch: 3 Season Porch,Deck,Patio
  • Exterior features: Outdoor Fire Area,Lighting

Lot

  • Lot size: 2.36 Acres
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Cold Wave
Drought
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,262$27,144
Home Insurance *$486$5,832
Property Taxes $316$3,792
Electricity $208$2,497
Total$3,272$39,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,182/yr
40% on housing$98,160/yr
45% on housing$87,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 51012$116
Cherokee County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 51012
Cherokee County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$447,500
2022-05-06Sold$385,000
2022-03-30Listed for sale$425,000
2022-03-21Listing removed--
2021-10-20Listed for sale$425,000
2021-09-29Listing removed--
2021-09-20Listed for sale$425,000
2021-08-12Listing removed--
2021-07-09Pending sale$395,000
2021-06-10Listed for sale$395,000

For Sale by Agent

AgentStephanie Zarr
BrokerageEXIT Realty Midwest - Cherokee

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