




1200 Iowa St, Cherokee, IA, 51012
About This Home
A spacious ranch-style home offering over 5,500 square feet of living space on a rare 1.57-acre lot located on the northwest edge of town. This property combines the convenience of in-town living with the privacy, scenery, and outdoor space that are often difficult to find. The main level features an open-concept design highlighted by a beautiful kitchen with granite countertops, custom cabinetry, and generous workspace. The adjoining dining area showcases a wood-burning fireplace, while the living room features a large built-in entertainment center and a gas fireplace, creating warm and inviting gathering spaces throughout the home. The spacious primary suite includes a walk-in closet and a brand-new custom shower. Two additional bedrooms and a full bathroom complete the main floor, while new flooring adds a fresh, updated feel. The fully finished walkout basement provides exceptional additional living space, including 2 bedrooms, a full bathroom, office/bonus room, laundry area, storage room, multiple recreation spaces, and a large family room with a third fireplace. Whether you need room for entertaining, hobbies, working from home, or simply spreading out, this lower level offers outstanding flexibility. Outside, you'll find a beautifully landscaped backyard featuring a stunning water feature, mature trees, and abundant wildlife. The peaceful setting provides a country-like atmosphere while remaining within Cherokee city limits. A hot tub currently located on the property will be removed by the sellers, but the hookups will remain for the new owner. The oversized attached garage features two overhead doors while offering enough interior space to accommodate up to three vehicles. Additional off-street parking and the expansive lot provide even more room to enjoy. All of this makes 1200 Iowa Street a unique opportunity to own one of Cherokee's most impressive residential properties.
Getting Around
Schools
Construction
Condition
- Year built: 2001
Materials
- Roof: Shingle
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Included,Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full,Poured,Walk-Out Access,Walk-out
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Built-in Features,Computer Area,Eat-in Kitchen,Master Bath,Master WI Closet,Granite/Quartz,Kitchen Island,Vaulted/Tray Ceilings
- Door features: French Doors
- Flooring: Luxury Vinyl
- Number of fireplaces: 3
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 3,044
- Finished area above ground: 2,484
Heating & Cooling
- Heating features: Forced Air
- Cooling features: 2 Central
Interior Area
- Total structure area: 5,528
- Total interior livable area: 5,528 sqft
Property
Details
- Parcel number: 190350728427012
- Zoning: 101
- Zoning description: 101
- Exclusions: Washer & Dryer.
Features
- Patio & porch: Deck
Lot
- Lot size: 1.57 Acres
- Features: Landscaped,Retaining Wall,Wooded,See Remarks
Parking
- Total spaces: 3
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $597 | $7,164 |
| Property Taxes | $572 | $6,864 |
| Electricity | $412 | $4,948 |
| Total | $4,357 | $52,284 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $549,000 |
| 2026-06-24 | Price change | $569,000 |
| 2026-05-29 | Listed for sale | $585,000 |
| 2023-03-10 | Sold | $450,000 |
| 2023-02-04 | Listed for sale | $485,000 |
| 2014-09-26 | Sold | $395,000 |
| 2014-07-23 | Price change | $399,000 |
| 2014-07-08 | Listed for sale | $409,000 |
| 2013-06-21 | Sold | $385,000 |
| 2006-10-03 | Sold | $257,500 |
